Manager - Cobranded Credit Card - Loyalty
INSPIRE | EXHILARATE | DELIGHT
For over seven decades, Chalhoub Group has been a partner and creator of luxury experiences in the Middle East. In its pursuit to excel as a hybrid luxury retailer, the Group has curated a portfolio of over 10 owned brands and strengthened its distribution and marketing expertise for over 400 international names across luxury fashion, beauty, jewellery, watches, eyewear, and art de vivre categories.
Every step at Chalhoub Group is taken to build a future where luxury dreams become reality — bridging cultures and crafting memorable experiences for our consumers. Be it by constantly reinventing itself, committing to innovation, or embracing new technologies, the Group is shaping the future of luxury retail. It delivers seamless omnichannel experiences across more than 950 stores, online platforms, and mobile apps. Driving this innovation journey is The Greenhouse — the Group’s innovation hub, incubator, and accelerator for startups and emerging businesses, regionally and globally.
Chalhoub Group fosters a people-at-heart culture rooted in diversity, equity, and inclusion, and a workplace catalysed by forward thinking and future-proofing. Today, it brings together over 16,000 talented professionals across eight countries in the Middle East, with a presence in LATAM. Their collective efforts have earned the Group the Great Place to Work® certification in several markets.
Sustainability is at the core of the Group’s strategy, guided by a clear commitment to people, partners, and the planet. Chalhoub Group is proud to be a member of the United Nations Global Compact, a signatory of the Women’s Empowerment Principles, and to have pledged to reach Net Zero by 2040.
What you'll be doing
The Cobranded Credit Card Manager is a strategic, hands-on product and partnership lead responsible for coordinating the end-to-end delivery, commercial performance and ongoing optimization of Chalhoub’s cobranded credit card programme in the UAE. This role will lead integrations with issuing bank, technology, and fulfilment partners until done; BAU would be to own the Customer Value Proposition for the card; design and refine acquisition, activation and retention journeys across app and web; and drive revenue, engagement, and member experience targets.
This is a high visibility role with opportunity to scale the programme and grow into broader payments, financial products or loyalty leadership based on card performance.
Product Strategy & CVP
Define and continually refine the card Customer Value Proposition (earn & burn mechanics, tiered benefits, welcome/retention offers) to maximize desirability, acquisition, and long-term engagement
Translate commercial objectives into product features, value drivers, and prioritized roadmaps
Benchmark competitor and market propositions to identify differentiation and upside
Project Management & Integrations (E2E)
Ensure, supported by the team Project Manager the end-to-end implementation projects with issuing banks, processors, scheme providers, tokenization/gateway vendors, and internal tech teams
Lead project plans, timelines, UAT, go live readiness, cutover and postlaunch stabilization
Coordinate cross functional delivery (Product, Tech, CRM, Legal, Finance, Operations)
Partnerships & Onboarding
Manage strategic relationships with issuing bank, card programme partners, and benefit providers
Lead onboarding of new partners into the CVP ecosystem, commercial negotiation, technical integration, operational setup, and service level definition
Drive partner performance reviews and continuous improvement
Digital Experience & Journeys
Own the card customer journeys across app, web, and partner touchpoints: acquisition (digital apply), approval/activation, card delivery, onboarding, reward earning/redemption and servicing
Work with Product & UX to ensure frictionless, branded flows and seamless integration with MUSE catalogue and benefits
Conduct QA, monitor funnel conversion metrics and iterate on experience to remove drop-offs
Commercial Performance & Analytics
With the Group Loyalty VP and Analytics & Insights team, track core KPIs: acquisition volume, activation rate, average spend per active card, retention, share of wallet, redemption frequency, NPS and portfolio economics
Produce regular performance reports and insight driven recommendations to improve ROI
Compliance, Governance & Risk
Maintain UpToDate programme documentation, T&Cs, and partner agreements
Marketing & Go-to-Market
Collaborate with Marketing and CRM to plan launches, propositions, segmented campaigns, and ongoing communications that drive adoption and usage
Ensure synchronization of in-app content, catalogue offers and promotional calendars
Continuous Improvement & Scaling
Identify product, process, and partner opportunities to scale the programme regionally and expand benefit networks
Own postlaunch retrospectives and drive prioritized improvements.
What you’ll need to succeed
Bachelor’s degree in Business, Finance, Marketing or any related discipline
7 years+ experience in product, partnership or programme roles with direct exposure to cobranded/payment card programmes, financial products, or loyalty partnerships
Proven project management experience delivering complex, end-to-end multiparty integrations
Strong commercial acumen with experience building value propositions that balance customer appeal and portfolio economics
Experience managing partnerships and onboarding new partners (commercials, technical integration, SLAs)
Familiarity with loyalty/CRM platforms and digital product delivery; experience with app journey design and UAT
Data driven with strong Excel skills and experience with reporting dashboards
Knowledge of local market and regulatory environment (UAE) is an advantage
Collaborative, adaptable and able to navigate in a fast-paced, multicultural environment.
What we can offer you
With us, you will turn your aspirations into reality. We will help shape your journey through enriching experiences, learning and development opportunities and exposure to different assignments within your role or through internal mobility. Our Group offers diverse career paths for those who are extraordinary, every day.
We recognise the value that you bring, and we strive to provide a competitive benefits package which includes health care, child education contribution, remote and flexible working policies as well as exclusive employee discounts.
We Invite All Applicants to Apply
It Takes Diversity Of Thought, Culture, Background, Differing Abilities and Perspectives to truly Inspire, Exhilarate and Delight our customers. At Chalhoub Group, we are committed to inclusion and diversity.
We welcome all applicants to apply and be part of our exciting future. We ensure equal opportunity for all our applicants without regard to gender, age, race, religion, national origin or disability status.
Dubai
DIVERSITY
With our people at heart, we believe in building a diverse work environment that nurtures and celebrates people’s differences, offers equal opportunities to all and ensures that our team members have a sense of belonging.